Mortgage and Remortgage Fees
Our fees made clear
Our pricing depends on the type of the property and the complexity of the matter, i.e. if the property is freehold or leasehold and what your lender’s instructions are.
Our fees for a typical remortgage range from £595 (inc. VAT) to £795 (inc. VAT).
This is why it is important that we give you an individual cost estimate at the start of the transaction, taking into account the important features of your remortgage. We will always advise you immediately about any complications and discuss the potential impact on prices before we incur any additional charges.
Our fees cover all of the work required to complete your remortgage including dealing with registration of your lender’s mortgage with the Land Registry.
Disbursements
Disbursements are fees we are required to pay out on your behalf to third parties and include the following:-
- Search fee – approximately £228 depending on the local authority. Your lender may accept search insurance which is cheaper but we would not be able to advise you of this until receipt of the mortgage offer
- H M Land Registry fee – This is set by the Land Registry according to the amount of borrowing (see Land Registry fee scale on their website)
- Electronic money transfer fee – £35
- VAT – we will add VAT to our charges at the rate which applies when the work is done. Currently 20%
How long will my remortgage take?
This is dependent on a number of factors but the average process takes between 4-6 weeks for a straightforward transaction. If your lender’s instructions are not straightforward or we come across a defect in your title, it could take significantly longer.
Stages of the process:
- Take your instructions and give any initial advice required
- Check finances are in place
- Carry out searches
- Check title
- Obtain further planning documentation if required
- Advise on the conditions of your mortgage offer
- Obtain your signature to the mortgage deed
- Arrange a completion date
- Obtain pre-completion searches
- Request final repayment figure from your existing lender
- Request mortgage advance from your new lender
- Complete remortgage
- Register your new mortgage with the Land Registry
Send us a message

“We explain costs clearly – so there’s no hidden surprises”
Michelle Young
Head of Conveyancing
stars
Posted 12 May 2026
We instructed Rothera Bray Solicitors to act on our behalf for the sale and purchase of our properties in Derby. Lucy & Karen were our points of contact. Everything went smoothly and feedback to us was very good indeed. We were so impressed with the Rothera Bray team, our son on our recommendation has also instructed them to look after their sale and purchase. A five star service which me and my wife would highly recommend.
Gavin Aitken
stars
Posted 9 May 2026
We have used Sara Odedra multiple times for our house buying / selling - she has just helped us to buy our dream and forever home and we cannot be more grateful. She is fantastic, has excellent communication and we cannot thank her enough!! Would definitely recommend.
Glenn Parks
stars
Posted 8 May 2026
Our experience of working with Kerry and Beccy has been nothing but positive. They have made what can be a very stressful experience much less stressful. The communication between us has been great, they have been prompt in responding to my emails but also with the other solicitors involved in our house sale and purchase. They have been attentive and thorough, we felt confident in their ability and service from the very beginning. I would recommend Rothera Bray to friends and family. This is the third time I have used this firm and they would be my first choice should I need a solicitor in the future.
Aimee Crawford
stars
Posted 8 May 2026
Ellie guided us with our help to buy payment from start to finish. She was very polite, friendly and even had to chase me up on stuff which I really appreciated as it can usually be the other way round. She continuously kept us in the loop and even let us know when she was going to be on annual leave in case we couldn’t reach her at any point. Help to buy are notorious for their lack of communication and Ellie smoothed this out for us and made this so much easier. Grace was also fantastic at taking over our account when Ellie was on annual leave and she also kept us in the loop of the proceedings. Thank you both!
Coral
stars
Posted 7 May 2026
I had an excellent experience working with Jo and the team at Rothera Bray throughout my first home purchase. From the very beginning, they were professional, knowledgeable, and supportive. They explained every step of the process clearly, which was especially helpful as a first-time buyer. The team was prompt in responding to my questions and kept me updated regularly, ensuring I felt informed and reassured. They handled the legal paperwork efficiently and smoothly, making what could have been a stressful process much more manageable. Overall, I highly recommend Rothera Bray Solicitors to anyone looking for reliable and friendly legal support when purchasing a home. Their expertise and dedication made my first home purchase a positive experience.
First Time Buyer
stars
Posted 6 May 2026
Joanne handled my conveyancing case with great professionalism and patience. The volume of emails coming from the estate agent in the south was overwhelming, and the process became far more stressful than it should have been. Despite this, Joanne and Nirvair managed every stage as effectively as possible and were consistently on top of everything. I truly appreciated their dedication and professionalism throughout. I would only choose Joanne to act for me in any future conveyancing matters, and I’m confident I’ll be using her services again.
Wing
stars
Posted 30 April 2026
Great support, always keeping us in the picture. A first rate service at a very competitive price. I would not hesitate to recommend Rothera Bray conveyancing services.
Simon Wilton
stars
Posted 27 April 2026
I cannot recommend Rothera Bray highly enough, specifically Laura and Lisa, who handled my recent property purchase. From start to finish, their communication was exceptional. They were consistently responsive and maintained a level of momentum that allowed the entire process to move quickly and efficiently. What I appreciated most was their pragmatism and flexibility - they were very accommodating. A highly professional and stress-free conveyancing experience.
Jason S
stars
Posted 25 April 2026
I had a very positive experience with the conveyancing service, particularly working with Sara Odedra. Communication was consistently clear, and Sara provided straightforward guidance on what needed to be done at each stage of the process. Everything was handled efficiently and in a timely manner, which made the experience much less stressful. Sara was always responsive and easy to reach whenever I had questions or needed clarification...Overall, I would highly recommend Sara and her team’s services and would happily use them again in the future.
N A
stars
Posted 24 April 2026
We chose Rothera Bray solicitors to deal with the sale of our late father’s bungalow because our parents had always dealt with them in the past. Thank goodness we did! Lucy and Karen were excellent throughout. They were compassionate and understanding and kept us updated at all times. They were also easy to reach and most helpful if we had any queries. We would highly recommend Rothera Bray and will definitely use them in the future should the need arise.
Lynne
stars
Posted 20 April 2026
I am so glad that I chose Rothera Bray Derby as my conveyancing solicitor, they were very professional, informative and efficient from start to finish with a special mention to Lucy and Karen (Derby branch) who were always more than happy and responsive to help with any issues or queries during the process. I can absolutely recommend Rothera Bray and would 100% use them again in the future!!
Claire
stars
Posted 16 April 2026
My wife and I would truly like to thank you for your assistance in moving house. We appreciate how responsive you were throughout the process and your support during the stressful exchange and completion process. We could not have moved without you.
S Cox

Tim Brooke
Partner
Tim Brooke is a solicitor and partner in our residential conveyancing department, based at our West Bridgford and Nottingham offices.

Emily Weston
Partner
Emily Weston is as a Partner in the Residential Conveyancing team and is based primarily at our Beeston office.

Michelle Young
Partner & Head of Conveyancing
Michelle Young is a residential property specialist and heads up the conveyancing team. She’s based at our Loughborough office.

Kiran Phagura
Managing Associate
Kiran Phagura is a Managing Associate based in our Leicester office. She specialises in all aspects of Residential Conveyancing.

Lucy Walsh
Managing Associate
Lucy Walsh is a Managing Associate in the Residential Conveyancing team and is based primarily at our Derby office.

Carol Freeman
Senior Associate
Carol Freeman is a Chartered Legal Executive in Rothera Bray’s Residential Conveyancing department and is based at our Lace Market office.

Johanna Goddard
Senior Associate
Jo Goddard has over 20 years experience specialising in all aspects of residential conveyancing and regularly acts for clients on sales, purchases, remortgages and transfers of equity and is part of one of the largest conveyancing teams across the East Midlands. She works out of our Nottingham city centre office, in the Lace Market.

Sade Love
Senior Associate Licensed Conveyancer
Sade Love is a Licensed Conveyancer in Rothera Bray’s Conveyancing department and is Conveyancing Team Leader at our Mapperley office.

Julekha Nathani
Senior Associate Solicitor
Julekha specializes in residential conveyancing and is based at our Market Harborough office. Having qualified in 2016 she has an extensive property knowledge dealing with a wide range of conveyancing matters.

Sally Simpson
Senior Associate
Sally is based at our West Bridgford office. She has 40 years experience specialising in all aspect of residential conveyancing.

Jo Clarke
Associate
Jo is an experienced Conveyancing Associate and is based at our West Bridgford office.

Abbey Freeman
Associate Solicitor
Abbey Freeman is an Associate Solicitor in Rothera Brays Conveyancing team. She is based at our Loughborough office and is assisted by Luisa. She specialises in all aspects of Residential Property including New Build Purchases.

Sandy Kaur
Associate Solicitor
Sandy Kaur is an Associate Solicitor in Rothera Bray’s Conveyancing department and is based at our Beeston office.

Tina Rana
Associate Solicitor
Tina is an Associate Solicitor in our Residential Conveyancing department, based in Leicester.
She has extensive experience in dealing with all aspects of residential conveyancing including, leasehold and transfer of equities.

Christopher Sweetman
Associate
Christopher is a Licensed Conveyancer based at our Loughborough office. He specialises in all aspects of Residential Property including New Build Purchases and Unregistered Properties.

Fatima Altaf
Solicitor
Fatima Altaf is a Solicitor in the Residential Property department. She is based at our Leicester office.

Kerry Brown
Chartered Legal Executive
Kerry Brown is a residential property specialist at Rothera Bray’s Nottingham HQ.

Hayley Hart
Solicitor
Hayley Hart is a Solicitor in Rothera Bray’s Residential Conveyancing department and is based at our Mapperley branch office.

Jackie Murphy
Solicitor
Jackie Murphy is a Solicitor in Rothera Bray’s Residential Conveyancing team and is based at our West Bridgford office.

Sara Odedra
Chartered Legal Executive
Sara Odedra is a Chartered Legal Executive in our Residential Property department and is based at our Market Harborough office.

Kerry Redfern
Licensed Conveyancer
Kerry Redfern is a residential property specialist in our Mapperley office.

Suzanne Riozzi
Chartered Legal Executive
Suzanne Riozzi is a Chartered Legal Executive in Rothera Bray’s Residential Conveyancing department and is based at our Loughborough office.

Ellie Robinson
Solicitor
Ellie Robinson is a Solicitor in the residential conveyancing department at Rothera Bray and is based at our Derby office.

Laura Runcak
Solicitor
Laura Runcak is a Solicitor in the Conveyancing department at Rothera Bray Derby and Beeston.

Ruth Cooper
Managing Paralegal
Ruth Cooper is a Managing Paralegal in Rothera Bray’s Residential Conveyancing department and is based at our Loughborough office.

Michelle Chambers
Senior Paralegal
Michelle works in our Conveyancing department as a Senior Paralegal and is based at our Beeston office.

Nikola Dzierzak
Senior Paralegal
Nikola is a Senior Paralegal and works within our Conveyancing department at our West Bridgford office.

Gail Garner
Senior Paralegal
Gail is a Senior Paralegal in our Residential Conveyancing department and is based at our Lace Market office.

Schiennel Holness
Senior Paralegal
Schiennel Holness is a Senior Paralegal in Rothera Bray’s Conveyancing department and is based at our Mapperley office.

Theresa Mason
Senior Paralegal
Theresa is a Senior Paralegal in our Conveyancing department based at the West Bridgford office.

Grace Millward
Senior Paralegal
Grace Millward is a Senior Paralegal in Rothera Bray Residential Conveyancing department and is based at the Derby branch.

Luisa Palumbo
Senior Paralegal
Luisa Palumbo is a Senior Paralegal in Rothera Bray’s Conveyancing team and is based at our Loughborough office.

Shelby Richardson
Senior Paralegal
Shelby Richardson is a Senior Paralegal in Rothera Bray’s Conveyancing department and is based at our Mapperley branch.

Beccy Rodham
Senior Paralegal
Beccy Rodham is a Senior Paralegal in Rothera Bray’s Conveyancing department and is based at our Lace Market office.

Julian Ryan
Senior Paralegal
Julian Ryan is a Senior Paralegal in Rothera Bray’s Conveyancing team and is based at our Market Harborough office.

Priscilla Dohara
Paralegal
Priscilla Dohara is a Paralegal specialising in residential conveyancing, providing clients with efficient and reliable support throughout the property transaction process. Priscilla is based at our Loughborough office.

Lianne Green
Paralegal
Lianne is a Paralegal in the Conveyancing Team based at our West Bridgford branch.

Akeeta Lakhani
Paralegal
Akeeta is a Paralegal in our Residential Conveyancing team. She is based at our Leicester city centre office.

Lisa Rainbow
Paralegal
Lisa is a Paralegal in our Residential Conveyancing team. She is based at Mercury Place in Leicester.

Nirvair Kaur Singh
Paralegal
Nirvair is a Paralegal in our Conveyancing team based at our West Bridgford office.

Rhiannon Tyrrell
Paralegal
Rhiannon Tyrrell is a Paralegal in Rothera Bray’s Conveyancing team and is based at our Loughborough office.

Sally Cooper
Conveyancing Department Assistant
Sally is our first point of contact for any new conveyancing enquiries that come in to the department and provides a bespoke quoting service for prospective clients, estate agents and other referrers of work.

Zenith Lee
Paralegal
Zenith is a Paralegal in our Conveyancing team based at our West Bridgford office.

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