Personal Injury Trusts
Expert support to safeguard compensation for the future
If you have been awarded compensation as a result of a personal injury, then it might mean that you are no longer entitled to receive certain benefits such as Housing Benefit, Jobseekers Allowance or Income Support, both now and in the future. However, by putting your personal injury compensation into a Personal Injury Trust you might be able to keep receiving these benefits.

What is a Personal Injury Trust?
A Personal Injury Trust works by tying up the personal injury compensation so it is held by trustees and kept separate from your personal finances.
Under current rules if you have more than £6,000 in your bank account your benefits will reduce, and if you have more than £16,000 in your account you will no longer receive any benefits. However, if you put personal injury compensation into a Personal Injury Trust this will ring-fence it and prevent it from being taken into account when a local authority assesses your eligibility for means-tested benefits.
At Rothera Bray we can assist you with all aspects of setting up a Personal Injury Trust including drafting documentation, setting up a bank account for your trust, completing tax returns and preparing annual trust accounts. We would recommend setting up a Personal Injury Trust soon after you have received compensation for your personal injury and ideally within the first year of receiving compensation payments to ensure that it is not taken into account when you are assessed for benefits.
Why use Rothera Bray for Personal Injury Trusts?
We will discuss your situation with you in detail to ascertain whether a Personal Injury Trust is appropriate for you and can advise you on all aspects of creating and managing a trust.
We can help you set up a Personal Injury Trust as a parent, guardian or legal representative on behalf of a child or adult who lacks mental capacity who has been awarded personal injury compensation.
We can advise you on choosing trustees to manage your trust.
We can act as professional trustees.
We will work closely with you to advise you on how to best manage your funds and maximise your compensation.
We can also advise you on setting up a Personal Injury Trust to fund the costs of care from the local authority or protect your money if you go through divorce proceedings.
We can liaise with the benefits offices on your behalf to explain why your personal injury compensation is not to be taken into account when assessing your eligibility to receive means-tested benefits.
We can refer you to an independent financial advisor who can discuss arrangements with you and your trustees.
We’re upfront about costs – so there’s no hidden surprises.























































